Phillip Skaggs

Assistant Counsel, American Association of Insurance Services (AAIS)

Phillip Skaggs is Assistant Counsel at the American Association of Insurance Services (AAIS), a national not-for-profit insurance advisory and rating organization governed by its member companies. AAIS provides, among other things, standardized policy forms, rules, and loss costs for 30+ property and casualty programs utilized by over 700 insurance carriers. At AAIS Phil focuses on coverage analysis, government relations, compliance filings, policy and program development, and emerging risk assessment. Phil also specializes in cannabis insurance issues and advises member companies on the impacts of cannabis regulations, trends, and market growth. He is the architect of the first-of-its-kind Cannabis Businessowners Policy (CannaBOP) and manager of standardized cannabis coverage provisions and exclusions. Prior to joining AAIS, Phil worked as an insurance coverage and commercial litigation attorney at a national law firm